Ep 16. So You Think You Can Finance

Mindy has always been known to be impulsive with her decisions, especially when it comes to finances. However, in "So You Think You Can Finance," she decides to take control of her financial life and become more responsible in managing her money. The episode starts with Mindy meeting with her accountant, who informs her that she is in serious debt due to her extravagant lifestyle.

Determined to turn things around, Mindy begins to cut back on her spending, which includes canceling her streaming services, cooking at home, and avoiding expensive shopping sprees. However, her decision to save money becomes a challenge when she is invited to a fancy gala that requires her to wear a designer dress.

Mindy is torn between attending the gala and sticking to her new financial plan. She seeks advice from her friends, but they are all too busy with their own lives to offer her any sound advice. Mindy decides to take matters into her own hands and comes up with a risky plan to make some quick cash by investing in the stock market.

Meanwhile, Jody is dealing with his own financial troubles and is forced to take on a side job as a restaurant valet. He struggles to keep up with the demands of the job and decides to seek help from Tamra, who agrees to give him a crash course in becoming a better valet.

Back at the stock market, Mindy's investments begin to pay off, and she sees huge profits within a short period. Excited by her success, she goes on a wild spending spree and blows all her profits on designer clothes and luxury items. However, her spending is short-lived when she discovers that her investments were fraudulent, and she has lost all her money.

Feeling defeated and overwhelmed, Mindy turns to Jody for comfort, who reminds her that financial responsibility is a learning process and that it's never too late to start over. The two decide to come up with a financial plan together and to hold each other accountable for their spending.

The episode ends with Mindy and Jody attending the gala, dressed in affordable outfits but feeling more confident than ever in their newfound financial freedom. "So You Think You Can Finance" is a lesson in financial responsibility and the importance of seeking help when dealing with financial troubles.