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Titanic is a story about the 1912 maiden voyage of the RMS Titanic and the untimely accident that sent it to the bottom of the ocean. The story begins with a team of explorers who are searching for a valuable diamond necklace thought to be in a safe in the remains of the doomed ship. A safe is recovered from the ship, but the necklace is not in it. Instead, they find a nude drawing of a young woman named Rose. An elderly woman, who has accompanied the explorers in the search, and once thought to have perished on the Titanic, claims that the drawing is of her. She begins to tell her story.

In 1912, first class passenger Rose and her fiancé Cal, board the RMS Titanic for its maiden voyage. Pressured to marry Cal by her mother, Rose is distraught and contemplates suicide during the voyage. As she considers jumping off the ship's stern, a drifter named Jack convinces her not to. Cal, grateful Jack has saved his fiancés life, invites him to dinner in the first class dining room. Attracted to Rose, Jack secretly slips her a note asking her to meet him at a party in the third class quarters.

When Cal discovers Rose is attracted to Jack, he forbids her to speak to him, but she continues to see Jack. While on deck, Rose and Jack witness the Titanic strike an iceberg creating a large hole in the ship. Enraged by her disobedience, Cal plants the diamond necklace in Jack's pocket. Cal orders the crew to arrest Jack on theft charges. As the ship begins to sink, Rose, refusing to board a life raft, searches for Jack and frees him. An enraged Cal tries to kill the pair. Unsuccessful, Cal realizes that he placed the diamond necklace in the coat he gave to Rose.

The ship sinks as Rose and Jack struggle to survive in the cold Atlantic waters. Jack dies of hypothermia, but Rose survives. As Cal searches for Rose on the rescue ship, she conceals herself, leading him to believe she perished in the wreck. As they reach land, Rose reaches in her coat pocket and realizes she has the diamond necklace.

Back on the explorers recovery ship, an elderly Rose walks to the edge of the ship, pulls out the lost necklace, and tosses it into the sea.

The 1997 film stars Leonardo DiCaprio, Kate Winslet, Billy Zane, Frances Fisher, Gloria Stuart, Bill Paxton, and Kathy Bates.