Ace is an average guy who is stuck in an average dead end job at a cleaner with no hope for advance just trying to make ends meet. Calvin on the other hand leads a flashy lifestyle and Ace admires but he knows it's a dead end road and soon he's proven right. Set in Harlem, NY during the height of the cocaine trade this movie follows what happens when a chance encounter between Ace and Lulu who was Calvin's drug connection leads to an opportunity that's too good to pass up for a pair of young Harlem men.
Ace the leader of the group, Mitch the pretty boy gangster who often calls ACE "the George Jefferson of the ghetto" due to his dry cleaner job, and Rico the hired muscle and they just want more from life. Ace tries to stay behind the scenes in there new operation but soon learns that only works for so long.
When Calvin's released from jail he quickly becomes dissatisfied with being the under man for Ace and tries to rob and kill him. Ace survives the shooting/robbery that includes a shot to the head. Its then he realizes it's his time to get out the drug trade, but just as he does Rico kills Calvin in retaliation and Mitch's brother sonny is kidnapped.
In order to get the ransom Mitch reaches out to both Ace and Rico both for help selling drugs. Everything seems to work out until Rico sets out to establish himself as the main player and kills Mitch for his stash. Soon Ace realizes Rico is his behind Mitch's murder and sets him up for a long prison bid by setting him up with two undercover cops.
In the meantime Ace finds out Mitch's uncle is the reason Mitch's brother winds up dead all due to jealousy Then Ace decides that it's time to get out the game once and with the help of some diamonds found in Lulus apartment he just may do it after all. Rockafella Records presents PAID IN FULL starring Wood Harris, Mekhi Phiffer, and Cam'ron.