Ep 18. Credit Check

In Wizards of Waverly Place season 1 episode 18 titled "Credit Check," the Russo family struggles to manage their finances when a wizard credit card bill arrives in the mail. The episode takes place primarily in their family lair, where the siblings - Alex, Justin, and Max - attempt to fix the problem on their own, but soon realize they need parental help.

Alex, the middle child, is initially overconfident in her ability to take care of the situation. She insists that her father's credit card debt is not her problem and that she can handle it herself. She proceeds to use magic to make the credit card bill disappear, but her plan backfires when she accidentally brings the bill collectors to their doorstep.

Justin, who tends to be the most responsible of the siblings, steps in and tries to help his sister. He offers to work off the debt by taking a job at the family sandwich shop, Waverly Sub Station. However, his efforts are for naught when the credit card company takes the family lair as collateral.

Max, the youngest of the Russo siblings, tries his best to avoid getting involved in the situation. He spends his time playing video games and staying out of his siblings' way. However, when the credit card company takes away his beloved video game console, he realizes he needs to step up and help fix the problem.

The Russo parents, Jerry and Theresa, eventually find out about their children's financial troubles and decide to take action. They teach their kids important lessons about money management, budgeting, and the importance of communicating with others when they need help.

Throughout the episode, there are several subplots that add to the humor and intrigue of the story. For example, Alex uses magic to turn Justin into a sandwich for a customer at Waverly Sub Station. Max discovers a hidden room in the lair filled with priceless antiques that could help pay off the debt.

In the end, the Russo family comes together to fix their financial troubles and learn important lessons about responsibility and teamwork. The episode showcases the characters' unique personalities and strengths, as well as their love and support for one another.

Overall, "Credit Check" is a fun and lighthearted episode that entertains while also imparting important lessons about money management. It is a great addition to the Wizards of Waverly Place series and a must-watch for fans of the show.