Five people find themselves in a mysterious crypt lorded over by a hooded monk. The monk tells his five "guests" tales about their future. One woman discovers she will be stalked by an insane Santa Claus. Another discovers his harassment of a kindly old man has consequences. Another learns of the dangers of tormenting blind people. In the end, all of the guests discover they might not have been listening to tales of what might happen to them as much as they are learning about their past.