Ep 20. Debt it Be

In the Hannah Montana episode "Debt it Be," Miley finds herself in a financial dilemma after Max, the owner of Rico's Surf Shop, loans her a pricey dress for a red carpet event. When she accidentally damages the dress, Miley must work at Rico's Surf Shop to pay off the debt.

Meanwhile, Jackson struggles with his own money issues when he receives a high phone bill after talking to his girlfriend for hours. He turns to his dad, Robby, for help, but Robby insists that he learn a lesson about managing his own finances.

As Miley works to earn enough money to pay off her debt, she faces challenges and quirky customers at the surf shop. When she finally earns enough money, she is faced with a difficult decision – pay off her debt to Max or buy a guitar she has been eyeing for months. After some soul-searching and advice from her friends and family, Miley learns the true value of hard work and responsibility, and makes a decision she can be proud of.

Throughout the episode, the themes of financial responsibility and hard work are woven into the storyline, providing a relatable and educational lesson for young viewers. The comedic moments and catchy music also make for an entertaining episode for fans of the hit Disney Channel show.