How to Plan for the Perfect Retirement

Watch How to Plan for the Perfect Retirement

  • 2021
  • 1 Season

How to Plan for the Perfect Retirement is an educational show that is part of The Great Courses Signature Collection, featuring renowned financial planner Dana Anspach. This show focuses on providing viewers with essential information and practical ideas on how to plan and prepare for retirement effectively.

Throughout the show, Anspach turns what might seem like a complicated and daunting process into a straightforward and achievable goal. She emphasizes that anyone can plan for retirement with the right knowledge and tools. In each episode, she breaks down some of the more critical aspects of retirement planning to help viewers understand the steps needed to create a personalized retirement plan.

The series is divided into ten episodes, each of which covers a particular topic related to retirement planning. The first episode starts with the basics of retirement planning and why it is essential to plan for the future. Anspach then moves on to explain the different types of retirement accounts, including 401(k)s, IRAs, pensions, and Social Security, and how they work.

She also delves into the role of the economy in retirement planning and what you can do to safeguard your savings against inflation and other economic risks. Moreover, the show touches on other essential retirement income sources, like real estate investments or dividend income, and how to maximize their value.

Another critical element of retirement planning that Anspach explores is the importance of budgeting. She explains how to create and maintain a budget that allows for living expenses, healthcare costs, and other essential daily expenses while balancing the need for saving and investing for your retirement goals.

Throughout the series, Anspach provides practical advice on how to manage investment risk, balance the need for both growth and income in investment portfolios, and avoid common investment pitfalls such as high fees and taxes. She also helps viewers assess their retirement readiness by looking at both their financial resources and lifestyle choices.

The show also sheds light on the emotional aspect of retirement planning, exploring the challenges that can arise as people move from working life to retirement. Anspach provides guidance on how to deal with these challenges, such as finding new purpose or structure in your life, staying engaged and active, and preserving important relationships with friends and family.

Overall, How to Plan for the Perfect Retirement is an excellent educational resource for anyone looking to create a solid plan for their retirement. The show is engaging, informative, and easy to follow, making it accessible to people of all ages and backgrounds. Whether you are just starting to think about retirement or nearing the end of your working life, this series provides valuable insights and practical tips for achieving your retirement goals.

How to Plan for the Perfect Retirement is a series that is currently running and has 1 seasons (12 episodes). The series first aired on January 1, 2021.

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Seasons
10 Questions to Answer Before You Retire
12. 10 Questions to Answer Before You Retire
January 1, 2021
Creating a secure retirement plan that meets all your needs is complex, with lots of integrated moving parts. Small decisions you make now can have major consequences for your financial security later on. Explore 10 questions that can help point you to a plan for your perfect retirement.
Social Security, Medicare, and Tax Strategy
11. Social Security, Medicare, and Tax Strategy
January 1, 2021
Don't make your crucial decisions about Social Security, health insurance, or your tax strategy based on outdated information or what anyone else did. In this episode, you'll learn about the pros and cons of all your decision options. The reward for getting these decisions right can be worth thousands, or even hundreds of thousands, of dollars.
Financial Strategies for the Slow-Go Years
10. Financial Strategies for the Slow-Go Years
January 1, 2021
Most of us consider our trust, power of attorney, and healthcare directive as among our most important estate-planning documents. But in this episode, you'll see why these are equally crucial: the titling of your accounts and property, and setting up beneficiary designations on your retirement accounts, life insurance, and investment accounts.
Planning the Go-Go Years in Retirement
9. Planning the Go-Go Years in Retirement
January 1, 2021
Learn about the costs and availability of healthcare coverage, the pros and cons of two spouses retiring at the same time, when to start taking Social Security payments, and rules related to required minimum distributions from your retirement accounts-all of which will figure into the many financial decisions you'll make in the earliest years of retirement.
How to Make Your Retirement Savings Last
8. How to Make Your Retirement Savings Last
January 1, 2021
Look into four main strategies for withdrawal. For example, what is the income-only approach to retirement savings and is it right for you? Dig deep into annuities as a vehicle for your retirement and learn why this sometimes-controversial product is neither all good nor all bad. You'll learn about the other three main types of annuities as well: income, deferred-income, and variable.
The Five-Year Countdown to Retirement
7. The Five-Year Countdown to Retirement
January 1, 2021
Discover the crucial actions and decisions you'll face in the five years immediately prior to your retirement. You'll learn about the importance of building up cash reserves; how and why to simplify your financial life; when to begin taking Social Security; whether or not to downsize your home; and, if you have a pension, whether to take that payout as a lump sum or as an annuity payout.
Investing for Safety, Income, and Growth
6. Investing for Safety, Income, and Growth
January 1, 2021
Where should you put your money when saving for retirement? That feels like the million-dollar question, and the sheer amount of information out there is overwhelming. Understand why discipline, not superior skill, will be your key to success as you learn how stocks, bonds, and mutual funds work, and the differences between active and passive investing.
Mid-Career Financial Strategies
5. Mid-Career Financial Strategies
January 1, 2021
If you're a mid-career parent, you'll have some decisions to make when funding your child's college versus funding retirement accounts for yourself. You'll also want to make sure you're using your company's benefits to your best advantage. In this episode, you'll learn how to address those issues, plus why tax-deductible contributions to a retirement plan might not be the boon you think it is.
How to Start Saving for Retirement
4. How to Start Saving for Retirement
January 1, 2021
Many of us resist the idea of creating a budget, but having a handle on your spending is the starting point to financial success. Compare and contrast two different ways to create a personalized spending plan. You'll also learn how to make some crucial planning decisions, including whether to pay down debt first or boost savings and whether to rent or buy a home.
Five Ways That Retirees Run Out of Money
3. Five Ways That Retirees Run Out of Money
January 1, 2021
We all have one important thing in common about our retirement: We do not want to run out of money! Examine the five major risk categories every retiree will face and learn the key aspects of developing a responsive and resilient financial plan to address these risks in retirement. Then you'll be in solid shape to weather any storms that might come along.
How Much Money Do You Need to Retire?
2. How Much Money Do You Need to Retire?
January 1, 2021
You might have heard some rules of thumb about financing your retirement, and they might point you in the right direction. But in this episode, learn why no generality, statistical average, or one-size-fits-all answer will work for you. Instead, learn how to accurately estimate how much money you will need by creating a series of personalized expense, income, and withdrawal timelines.
How to Think like a Retirement Expert
1. How to Think like a Retirement Expert
January 1, 2021
Discover the many aspects of retirement planning that you'll need to consider when working toward financial security for your later years. Explore the differences between the go-go, slow-go, and no-go years of retirement, and why your plan must address each stage. And when considering financial products, learn to differentiate between a salesperson and a true advisor. #Science & Mathematics
Description
Where to Watch How to Plan for the Perfect Retirement
How to Plan for the Perfect Retirement is available for streaming on the The Great Courses Signature Collection website, both individual episodes and full seasons. You can also watch How to Plan for the Perfect Retirement on demand at Amazon and Hoopla.
  • Premiere Date
    January 1, 2021