Judge Judy Season 1 Episode 131 Couple's credit cards; unpaid phone bills.

A couple is brought to Judge Judy's court by a creditor seeking payment for their outstanding debt. The couple claims that they never received bills or any notice of the debt, and were unaware of its existence. Judge Judy questions their logic, and asks if they have ever received any phone calls from the creditor. They admit that they have, but never answered them. Judge Judy points out that ignoring bills and phone calls is not a responsible solution to debt, and urges the couple to take accountability for their actions.

Further, the creditor reveals that in addition to the outstanding debt, the couple also has unpaid phone bills. The couple denies the allegations, stating that they paid the phone company in full. However, when Judge Judy demands to see evidence of their payment, they are unable to provide any. She asks the couple if they have ever asked for a receipt or proof of payment, and they admit that they have not.

The creditor also reveals that the couple had multiple credit cards that they failed to pay off. Judge Judy investigates the situation and discovers that the couple had been using the credit cards to purchase luxuries such as vacations and expensive clothing, but they never paid off the balance. She holds them responsible for their actions, and urges them to come up with a plan to pay back the debt.

As the case continues, Judge Judy delves deeper into the couple's financial situation and finds that they have been living well beyond their means. She admonishes them for their irresponsible spending habits and urges them to create a budget and stick to it. She also suggests that they consider seeking advice from a financial advisor in order to get their finances back on track.

In conclusion, Judge Judy orders the couple to pay back the outstanding debt and the unpaid phone bills, in addition to interest and fees. She also warns them that if they do not handle their finances responsibly, they will find themselves in more trouble in the future. The episode serves as a cautionary tale for those who may be struggling with debt and encourages people to take responsibility for their financial situation.